Beach reviews

I am a big fan of holidays in the UK, and Wales offers the chance to enjoy rural seclusion. The hills of Southern Snowdonia are a great base for a Short Break Wales, with panoramic views over the surrounding pastures to the coast - just a short drive away. You will find some of the best beaches in Europe dotted around the Welsh coast, especially in Tenby, in the north. Some might say that beaches in Wales are very windy - well Tenby has three beaches: North beach, South beach and Town beach, so you can always find one that's sheltered from the wind. North and South beaches have long stretches of soft sand, Town beach is smaller and is overlooked by the castle.

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Faster,Better Way to Research Stocks

Business Valuation Expert Invents Faster,Better Way to Research Stocks

Ian Campbell is a Canadian recognized as one of that country's most influencial business valuations experts. He manages his own equities portfolio. Now I don't know about you, but that would scare the heck out of me; but he seems to quite enjoy doing it.

Campbell told me that it wasn't that easy in the past. He got tired of wading through financial web sites, newsletters, and other data for what seemed like endless hours each week. He has been in the financial industry for more than three decades, so he knew from experience the best way was to solve this problem was to tackle it himself.

Speaking of unending hours, how many did you spend last month? Were you like me, wading through the data quagmire -- that unending labyrinth of data related to the stocks you're following? Personally, it irritates me to no end.

Perhaps you're one of those who like to manage your own portfolio. Maybe you're interested in the Canadian Small Cap Mining and Oil & Gas Industries; or you're a financial adviser with clients interested in these sectors. If so, you've likely experienced 'the problem' - the huge waste of your valuable time -- pouring over charts, tables, financial documents and websites, when accessing economic, industry and company data on the web.

Campbell commissioned proprietary survey research in both the U.S. and Canada. Among other things, it asked how much time respondents spent researching stocks on the Internet. Ian's consumer research indicated that 80 percent of those retail stock investors surveyed in the U.S.A. and Canada spent up to 10 hours per month, researching stocks, bonds and other financial affairs on the Internet. One would think that it is a reasonable assumption that 80 percent of all individual retail investors do not spend time managing their own portfolios. These people assist, or perhaps they collaborate; but mostly they rely on the expertise of an investment adviser for assistance. This begs the quesion as to why these folks are on the Internet doing their own research,investigating stocks? The answer perhaps lies in the fact that the research also asked these same respondents a few questions about how they felt regarding their own investment advisers.

The answers were illuminating to be sure! Let's just say these 80% are not taking any chances. They want to know exactly what is happening with their portfolio and how to ensure that their own Investment Advisor focuses on their financial affairs. Campbell was sure he was on to something. He was confident that thousands of other investors must feel like him: frustrated with the way online investment research was done; and what he had to work with. He decided to conduct even more research to see if the market needed and would be willing to pay for a unique membership web site that would take the data - the material that drives most of us bananas - and properly organize it in a way that he and those other investors had never seen before.

Campbell continued and made other relevant data more easily available. Now those who wanted to manage their own portfolio, or just keep an eye on it; or who have an IA working with them, could be more organized; work faster. The IA's would also put this new 'tool' to good use. The results were more reliable too.

Campbell had been an influencial valuation expert for more than three decades. He knew that if he could solve these problems,putting all this in one website, he just might have the answer. The result was a very special web site, which launched recently.

This is how most great ideas come about. In this case, one very frustrated individual investor, decided he had had enough of the time-wasting, so he set out to do something about it. Now everyone can access this faster, better way of researching stocks.

©Copyright, Roy MacNaughton, 2007

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Roy MacNaughton is a niche marketing coach and business writer. He's a seasoned marketer, with more than 30 years of international marketing, including 10 years online. Learn more at his blog: http://www.UmarketingU.com To learn more about this unique way of researching your own investments online, go to: http://www.stockresearchdd.com

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Calling All Recruiters—Is Anyone Out There?

Online job services were meant to automate the job search process, getting jobseekers in front of prospective new employers faster. How well is it working for you? If you've sent out dozens of resumes and gotten little or no response, it probably feels like you're sending your resume into a vast black hole. Do you feel like shouting "Hey, is anyone out there?"

To better the odds that your resume is being seen by a real person who can offer you a real job, here are three guidelines to make your resume more effective.

1. Include Key Words

With paper resumes a thing of the past, employers use candidate tracking databases to store resumes. Recruiters and hiring managers use key words to query and find the candidate resumes that match the job. If you aren't using the right words to describe your employment experiences, then your resume might be rejected before it's ever seen. Review the key words your resume uses to:

* Describe your current career objective. Do your qualifications match the job description? Look closely at areas listing your technical skills, job responsibilities, and core competencies.

* Attract your industry. Are you using your industry's current buzzwords? Avoid obsolete terms and phases that may label you as behind the times.

* Attract your occupational field. Does your resume give the impression that you're cutting edge or over the hill? Make sure your resume shows why you're a good choice for the job.

2. Use the Correct Electronic Version

If your resume can't be opened as an attachment, then it can't be seen. Because of the threat of computer viruses, many companies only accept resumes through their own online forms which ask you to cut and paste (rather than attach) your resume. Make sure you are sending your resume in a format that will work for the recipient.

* If a resume attachment is requested: Save your resume as a Word document (.doc or .rtf). This is the standard that most companies use. It should retain the formatting that you used for your resume. Avoid fancy formatting options such as columns, boxes, and tables.


* If an email or online form is used: Use ASCII, plain text, or text only (.txt). This removes formatting, but the information is preserved. Be sure to review your resume before sending it so that it is still easy to read and user friendly. 3. Make Your Resume Stand Out from the Crowd

With hundreds of candidates to choose from, what makes your resume shout "Pick me!"? If your qualifications are similar or equal to the vast majority of other candidates, employers will need a compelling reason to select you out of the crowd. You need a differentiating edge, or you'll be ignored.

The best way to differentiate your resume from others is with accomplishments. And those accomplishments really stand out when:

* They are quantified or measurable. Can you define how much you accomplished in dollars saved, contracts won, or percent changed?

* They highlight your transferable skills. Can your skills be used by this company, even if your job experience is in a different industry? Transferable skills help employers visualize you in their organization.

* They show corporate impact. How can you help them save time, save money, increase their profit margin, improve sales, or increase revenue?

While the Internet is still a great tool to connect quickly with employers, you need to take steps to ensure your resume won't be ignored. Before you apply online again, use these three tips to make sure your resume gets the attention it deserves!

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Deborah Walker, Certified Career Management Coach, helps jobseekers coast to coast navigate the Internet by staying abreast of the significant technical changes that affect online job-search strategies. Visit Deb on the web at http://www.AlphaAdvantage.com

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Sniff it out

In a downturn or recession - whatever you prefer to call it - there is one little luxury that we are loath to give up. Perfume is an indulgence that makes us feel happy, sexy and beautiful. What else gives you so much continuing enjoyment for so little?

For an instant mood lift, try a fragrance created by Calvin Klein perfume, for example. He has amassed a loyal following after his success in designing clothes and accessories. Based on that reputation, the perfumes and colognes are always expected to be good.

I also like Anna Sui perfume. This is another fashionable designer who has turned to scent in order to give a full lifestyle option to enthusiasts for the brand. If lingerie is your thing, then you now have access to Agent Provocateur perfume - you can be sure that will be alluring and lasting!

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Gold advice

All of us want to preserve the wealth we hold, and I expect that is why you are reading this article. We have all realised over the past two years that many investments can be devalued or rendered worthless overnight by outside influences - even the banks that we trusted. But gold coins remains an investment that retains its purchasing power. Humankind has been fascinated by this haunting precious metal since time immemorial and it is just as attractive and fluid today. rare gold coins are an increasingly popular modern investment vehicle, especially to those who have experienced the vagaries of other investment forms. Monex is a respected organisation that can advise you on investment strategies using rare gold coins.

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Forex Market Help

History of the Forex Market

Money, in one form or another, has been used by man for centuries. At first it was mainly gold or silver coins. Goods were traded versus other goods or against gold. So, the price of gold got a reference point. But as the trading of goods grew among nations, moving quantities of gold around places to settle payments of trade became cumbersome, risky and time consuming. Therefore, a system was sought by which the payment of trades could be resolved in the seller's local currency. But how much of buyer's local currency should be equal to the seller's local currency?

The answer was simple. The strength of a country's currency depended on the amount of gold reserves the country preserved. So, if country A's gold reserves are double the gold reserves of country B, country A's currency will be twice in value when exchanged with the currency of country B. During the first World War, in order to meet the tremendous financing needs, paper money was created in quantities that far exceeded the gold reserves.

After the cease of World War II the western allied powers tried to resolve the problem at the Bretton Woods Conference in New Hampshire in 1944. In the first three weeks of July 1944, delegates from 45 nations gathered at the United Nations Monetary and Financial Conference in Bretton Woods, New Hampshire. The delegates gathered to discuss the postwar recovery of Europe as well as a number of monetary issues, such as unstable exchange rates and protectionist trade policies. In the early 1940s, the United States and Great Britain developed proposals for the creation of new international financial institutions that would stabilize exchange rates and promote international trade.

The delegates at Bretton Woods arrived at an agreement known as the Bretton Woods Agreement to establish a postwar international monetary system of convertible currencies, fixed exchange rates and free trade. To help these objectives, the agreement created two international institutions: the International Monetary Fund (IMF) and the International Bank for Reconstruction and Development (the World Bank). The aim was to render economic aid for reconstruction of postwar Europe. An initial loan of $250 million to France in 1947 was the World Bank's first act.


Under the Bretton Woods Exchange System, the currencies of active nations could be changed into the US dollar at a fixed rate, and foreign central banks could change the US dollar into gold at a fixed rate. It was similar to forex trading.

The United States, under President Nixon, retaliated in 1971 by devaluing the dollar and pushing realignment of currencies with the dollar. The heading European economies tried to counter the US move by adjusting their currencies in narrow band and then float jointly against the US dollar.

Fortunately, this currency war did not last long and by the first half of the 1970's heading world economies gave up the fixed exchange rate system for good and floated their currencies in the exposed market. The idea was to let the market determine the value of a given currency based on the demand and supply of the currency and the economic wellness of the currency's nation, it sown the forex trading. This market is popularly known as the International Monetary Market or IMM. This IMM is not a single entity. It is the collection of all financial institutions that have any concern in foreign currencies, all over the world. Banks, Brokerages, Fund Managers, Government Central Banks and sometimes individuals, are just a few examples.

Although the currency's value is dependent on the market forces, the central banks still try to keep their currency in a predefined (and highly confidential) fluctuation band as a part of their forex trading strategies. They achieve this by taking several steps.

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Andrew Daigle is the owner and author of many successful websites including a free forex training website called ForexBoost at http://www.ForexBoost.com and a forex blog http://forex-trading-system.typepad.com to learn forex trading systems and strategies.

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Secret Of An Internet Home Based Business

The Secret Of An Internet Home Based Business

Making money on the Internet with your own home based business has never been easier. There are a few things that you must do to create income using the Internet. In this article we want to talk about the secret of an Internet home based business you can use to be sure you are making money.

The secret I am talking about is having a never ending supply of visitors coming to a moneymaking website. Granted there are different ways to get traffic to a website, and no certain one is better than the other. There are people who set up a Google Adwords campaign and begin getting traffic the very first day. This can be an excellent way to achieve a never ending supply of traffic as long as you are willing to pay for the advertising that you are doing.

Another way that is proven to be extremely effective is to constantly add fresh content to your website by building new webpages or by adding a blog. Fresh content can be valuable for two reasons.

1. Search engines love it

2. You get repeat visitors coming back to see what is new

Many times, the difference between a successful Internet home based business, and one that never seems to get off the ground is traffic. If you subscribe to the notion that Internet marketing is a numbers game, then you know that the more numbers you have working in your favor, the better chance you have to succeed.

As you begin to develop profitability in your internet home based business hopefully you will combine these two allowing you to create an even larger supply of traffic. By doing a pay per click advertising campaign, and adding fresh content you stand an excellent chance to get visitors coming to your site from many different angles.

Once you've mastered this strategy with one website you can then repeat the process and start a second website. The beauty of running multiple websites is you do not have all of your income tied up in one. This is really hedging your bets, because with multiple streams of income you are not susceptible to the curves the Internet can throw at you.

In conclusion, the secret of an Internet home-based business is really not that difficult to master. The reason most people fail is because they just never get enough traffic to their websites in the first place. To make sure this does not happen to you spend the majority of your time marketing and promoting your business.

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Pasi Kaarakainen invites you to visit his helpful website for exciting tips on how to run an internet business from home. He is helping ordinary people all over the world easily get started with no previous experience. To learn more about these exciting and unique ideas please click here now: http://www.wealthathomer.com

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