Borrower or Saver?

There are some very basic characteristics that we all display, regardless of how much we earn or how much we have in the bank. If you are a borrower, you tend to spend more than you earn. Taking on high interest credit cards and store cards, you see this as they way to get what you want. The first thing for you to do is understand what is happening and find loans with affordable interest rates. As a saver you are likely to have ditched credit card spending and loans, maybe paid off the high interest rate loans. You might also shift your savings to the highest paying accounts. Unfortunately debt advice is one of the fastest growing needs in the UK so what is the solution? Perhaps learn more about borrowing before you take a loan, or find out more about the loans industry before you decide to borrow.